Ag Lender
Beloit, KS
$90,000.00
Job # 18185
Job Description
Agricultural Lender
Location: Central Kansas
Build lasting relationships and help agricultural businesses thrive while growing your career. This opportunity combines an established loan portfolio, experienced leadership, and a potential path into senior lending leadership.
What’s in it for you
- Competitive compensation and generous employer-paid health insurance coverage for employees and their families.
- Strong retirement benefits, including a defined-benefit cooperative pension plan and a 401(k) with a 100% employer match on contributions up to 6%.
- An established agricultural loan portfolio with customer relationships you can build upon.
- Professional development and leadership training to support long-term career advancement.
- Paid time off, observed federal/banking holidays, and access to company vehicles for business travel.
- Potential relocation assistance through a local economic development incentive program, subject to eligibility and funding availability.
This role will be responsible for
- Managing and growing an agricultural loan portfolio while strengthening existing customer relationships.
- Developing new business through referrals, community involvement, and relationship building.
- Evaluating financing requests for operating lines, equipment, agricultural real estate, and other lending needs.
- Analyzing financial statements, cash flow, collateral, and repayment capacity to assess creditworthiness.
- Preparing loan presentations and recommendations that align with credit policies and underwriting standards.
- Partnering with credit administration and lending leadership to structure sound financing solutions.
Expectations will include
- Understanding customers’ agricultural operations, financial goals, and long-term business needs.
- Monitoring portfolio performance and proactively addressing potential credit concerns.
- Delivering responsive, personalized service that earns customer trust.
- Representing the organization in local agricultural and business communities.
- Working independently while contributing to a collaborative lending team.
- Pursuing ongoing learning and preparing for potential leadership opportunities.
A qualified candidate will possess the following
- A strong agricultural background and an understanding of production cycles and the financial needs of farmers and ranchers.
- Experience in agricultural lending, commercial lending, agricultural finance, or related financial services preferred; emerging professionals with strong agricultural backgrounds are also encouraged to apply.
- Knowledge of financial analysis, credit underwriting, and loan portfolio management preferred.
- The ability to build relationships, identify business opportunities, and provide exceptional customer service.
- Strong communication, analytical, and problem-solving skills.
- A commitment to professional growth and an interest in building a long-term career in Central Kansas.
Candidates must be eligible to work in the U.S. and meet the qualifications listed above to be considered for the Ag Lender job.
Job Id: 18185
